
Meet the Team
JMG & Associates Executive Team

Director of Operations
Jose Morris Gallardo
Jose Gallardo joins the El Paso market with over 25 years of mortgage lending experience and is part of the ERA Platinum Realty Group, nationwide agent referral network. He was a Loan Officer from 1999 through 2011 and has assisted thousands of buyers finance the purchase of their homes. As a Realtor, Jose uses his mortgage banking experience to secure his clients financing for purchase and ensure the highest possible rate of success. He is an expert at working with Conventional and FHA/VA Lenders, specializes in residential property, new home sales representing several custom home builders throughout the Western United States. Jose is bilingual in Spanish and an active member of NAHREP, empowering the Hispanic community to secure the 'American Dream' through homeownership. He believes that each transaction creates a long-term relationship and remains friends with the majority of his clients. Whether you are a first-time homebuyer or have bought and sold property in the past, His dedication to personalized service ensures that every client receives the attentionthey deserve.

Head of Accounting
Monica Gallardo
With over 30 years of experience in finance and accounting, Monica Gallardo is a highly regarded leader specializing in financial strategy, analysis, and operational efficiency. As Director of Finance and Accounting, she oversees budgeting, forecasting, reporting, and compliance, ensuring the organization’s financial health and long-term success.
Monica is known for her deep expertise in risk management and cost optimization. She has a proven track record of streamlining financial processes and implementing systems that enhance transparency and performance. Her ability to present complex financial data in a clear, actionable way empowers executives and stakeholders to make informed decisions.
Throughout her career, Monica has worked across diverse industries, consistently driving financial improvements and fostering a culture of collaboration and continuous growth within her teams.
Outside of work, Monica is passionate about giving back to the community. She enjoys traveling, cooking, and spending time with her family, balancing professional success with personal fulfillment. Monica’s dedication to both professional excellence and community involvement makes her a well-rounded leader.

Corporate Administrative Manager
Alysa Montoya
As the Director of Marketing and Administration at JMG & Associates, Alysa Montoya is an innovative leader with a strategic approach to enhancing brand presence and driving engagement. Known for creating impactful marketing campaigns, she combines creativity with analytical insight to ensure each initiative is compelling, effective, and aligned with company goals.
Fostering a collaborative team environment, Alysa encourages fresh ideas and diverse perspectives that continuously enhance overall performance. She leverages her expertise in digital marketing, content strategy, and market research to drive brand visibility and business growth. Her commitment to building strong client relationships, ensuring stakeholder satisfaction, and delivering exceptional results is at the core of her work.
With a passion for driving results and a focus on collaboration, Alysa is dedicated to making a positive impact within the organization and the industry. She is always looking for innovative ways to improve processes, stay ahead of trends, and exceed expectations. Alysa’s leadership ensures that JMG & Associates remains competitive and continues to thrive in an ever-evolving market. Her forward-thinking approach positions the company for long-term success and continued industry leadership.
OUR FINANCE TEAM
Jose Gallardo

Loan Originator | NMLS: 639806
Barrett Financial Group NMLS : 181106
Jose Gallardo joins the El Paso market with over 25 years of mortgage lending experience and is part of the ERA Platinum Realty Group, nationwide agent referral network. He was a Loan Officer from 1999 through 2011 and has assisted thousands of buyers finance the purchase of their homes. As a Realtor, Jose uses his mortgage banking experience to secure his clients financing for purchase and ensure the highest possible rate of success. He is an expert at working with Conventional and FHA/VA Lenders, specializes in residential property, new home sales representing several custom home builders throughout the Western United States. Jose is bilingual Spanish and an active member of NAHREP, empowering the Hispanic community to secure the 'American Dream' through homeownership. He believes that each transaction creates a long term relationship and remains friends with the majority of his clients as their preferred agent to this day. Whether you are a first time home buyer or have bought and sold property in the past, Jose Gallardo is your first choice to get the job done right.
Arturo Ayala

Loan Originator | NMLS: 986299
With over 20 years of experience in the mortgage industry, Arturo Ayala is a trusted loan officer known for his expertise in residential and commercial lending. Specializing in conventional, FHA, VA, and jumbo loans, Arturo provides personalized solutions tailored to each client’s needs.
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His commitment to integrity, clear communication, and exceptional customer service has earned him a loyal client base and strong referral network. Passionate about financial education, Arturo also mentors new loan officers to help them thrive in the industry.
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Outside of work, Arturo enjoys hiking and volunteering for local financial literacy programs. He is dedicated to helping his clients achieve their financial goals and making homeownership dreams a reality.
MarieAnne Castellanos

Loan Processor | NMLS: 663000
MarieAnne is a Licensed Loan Officer Assistant and Loan Processor, with 30 years experience in the mortgage industry.
MarieAnne loves to see families purchasing their new home, and happy to be a part of making dreams come true!
She currently lives in El Paso, Texas with her husband, and dog Mia. MarieAnne’s favorite pass time is going to estate sales.
Our Realtors
Cody Kincaid
AZ

With over ten years in the hospitality industry, Cody Kincaid has cultivated the skills of building relationships and knowing client’s needs to stay one step ahead — so you’ll never be left with questions or wondering what comes next in the home buying/selling process. In partnering with Compass Arizona, the number one brokerage in Arizona and the US by volume, he is committed to delivering the highest level of customer service possible.
He understands that your home is more than just a place to live — it’s where you make long-lasting memories. From being raised in Alaska to becoming an Arizonan, any extreme is doable.
You may run into Cody at a local dog park, where he takes his goldendoodle Milly or at your local spin studio!
Claudia Morales
TX

Claudia has been in real estate one way or another for over 20 years. She found her love for real estate while working as a leasing agent. Helping people find the place they want to call home was something she enjoyed. She later became the warranty coordinator for a local builder. That taught her the building process and the importance of addressing potentially costly deficiencies. She went on to obtain her real estate license in 2012. Since then, helping her clients sell their home to move to the next phase of their lives or helping families find heir first home remains her passion.
Her eagerness to get a more in depth understanding of the lending process, lead her to intern for a high-volume lender. That time was invaluable as it taught her how to not only explain the process but anticipate the lenders needs therefor making the process uncomplicated. She understands that buying a home can be intimidating and stressful. Her goal is to always provide you with the answers you need and make the process as simple as possible. She has consistently been described as a great negotiator, dependable and knowledgeable. She will always look out for your best interest. Her experience in every aspect of real estate allows her to understand her clients needs.
Having been born and raised in El Paso she has a great understanding of the local market.She is bilingual and is ready to help your vision of home become a reality.
Our Construction Team

Megan Harris
Home Trends Roofing and Construction
Texas/ New Mexico

Jay Jordan
Chasse Building Team
AZ